Posts Tagged buying a home

Holly Springs, NC: Prime Housing With a Centralized Town Life

Posted by Helen Carswell in Currency & Finance on December 9th, 2009

Since appearing in 2007 on the Best Places to Live list in Money Magazine, the town of Holly Springs, NC has plenty of reason to brag. Nuzzled on the outskirts of capital city Raleigh and between the towns of Fuquay-Varina, Cary and Apex, the community has experienced significant growth while still holding onto its southern hospitality and neighborhood charm. Holly Springs NC real estate, which boasts very reasonable prices for land, is attracting businesses and new residents alike.

Many have been attracted to Holly Springs for its reputable Sunset Ridge Golf Community. Although there are no new home sites available for purchase there, newcomers can still get all the amenities of a Sunset community just two miles away at the new Sunset Oaks development. Both communities give residents access to swim and racquet clubs, close shopping and schools and resort style water parks. The two golf courses on which these neighborhoods are built are top-rated by Golf Digest. With an average home cost in the Sunset sister villages of $500,000, the residential demographic is pretty exclusive.

If we are to judge Holly Springs NC real estate by these two exclusive communities, home buying may seem out of reach for most people. Certainly, there are more neighborhoods to consider in the town. The median income for residents is $81,115, and the average price of a home is $242,785.

The 2006 announcement by vaccine manufacturing giant Novartis brought a spike to Holly Springs NC real estate. The company announced that it would build a new facility in Holly Springs and expects to open that facility for production by 2011. Holly Springs already had lured Warp Technologies into its fold in the late 1980s. The presence of the textile company impacted the tax base tremendously: it doubled from $8 million to $16 million. Officials anticipate the Novartis arrival will add about 350 new jobs to the town.

Growth and progress have always been good indicators in small towns. Holly Springs welcomes this growth, but wants to manage it responsibly. Town leaders have been encouraging new business development downtown, which they envision becoming the central hub for weekend and leisure life. They want enough activity to make residents want to park their cars and walk to all downtown destinations.

Despite the posh housing communities springing up in suburban Holly Springs, there is a keen interest to preserve open space and control new development. Parrish Womble Park and Bass Lake Park provide opportunities for fishing, nature trails, picnic areas and playgrounds. The Town Hall in downtown Holly Springs has only been in existence for nine years to accommodate the approximate 18,000 residents of the town.

Holly Springs NC real estate is not the only town in the area to achieve the honor or being named a best place to live. The town of Apex received the honor this year by coming in at number 44. The quiet southern charm of these towns has been a huge attraction to families. As a bonus, the capital city of Raleigh and Research Triangle Park are close for more activities on the weekend and a brief work commute.

If you are thinking about relocating and are looking to browse through Holly Springs NC Homes For Sale, I would recommend Greater Raleigh Realty

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Considering Plymouth Mi Homes For Sale And Where They Are

Posted by Daniel Davis in Currency & Finance on November 28th, 2009

What to know about Plymouth Michigan homes for sale comes down to understanding the kind of housing inventory that makes up the sum total of houses available in this very nice Metropolitan Detroit community that is vibrant, interesting and extremely welcoming of new homeowners. Plymouth Michigan itself has a very interesting history and boasts of a rural and urban mix.

There are actually two Plymouths when it comes to discussing this community located near Detroit. One is the actual city of Plymouth which is located inside the borders of the charter Township of Plymouth. Both communities reside in the county of Wayne, one of three southeastern counties (along with Oakland and Macomb) that make up the Metro region.

Recent population figures for the city of Plymouth point to a small city of around 10,000 people that is fully autonomous from the wider township. It is a small 2. 2 square mile enclave of about 4800 households with a very nice housing inventory that consists of single family homes and several nice condominium communities that range from reasonable in price to very expensive.

The township of Plymouth is considered to be affluent and has a population of around 30,000 people. It is approximately 16 square miles in size, with approximately-,000 housing units within the charter township itself. This means that there will be a nice, healthy housing inventory should one be interested in locating to this very nice community of condominiums and single-family homes.

Affluence abounds within the township and is readily apparent by the fact that the median family income is greater than $115,000 while median income in general exceeds $91,000. One of the finer minor league hockey teams around, the Plymouth Whalers of the Ontario Hockey League calls the township home. There are plenty of recreational opportunities and the schools are uniformly excellent.

Homes for sale in either the city or the township of Plymouth can be found easily enough by using the Internet and the services of a licensed real estate broker. Housing inventory currently is good and prices have adjusted to reflect the current market conditions owing to the recent downturn in the wider economy. Sellers are generally motivated and there are a good number of buyers looking for homes.

Plymouth MI homes for sale, therefore, are of a generally superior character and quality owing to the fact that not only the city but the township of Plymouth is thought to be one of the nicer areas in the Metro Detroit region in which to live. It is the case that generally high median incomes in Plymouth mean that homes will be well maintained and in a very nice condition for eventual sale and purchase.

Buying a home is a huge step in anybody’s life. If you are looking for a great house, you may want to look for Plymouth MI Homes For Sale so that you will have the best Plymouth MI Real Estate on the market.

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What You Need to Know if You’re Buying a Home

Posted by Steve Scheckner in Currency & Finance on August 31st, 2009

Are you a first time home buyer? Have you bought and sold many properties? It is always a good idea, regardless of your level of home buying expertise to follow these important tips when taking the plunge on your next real estate transaction.

1. Your Agent – When selecting a real estate agent try and find someone who is familiar with your situation. First time home buyers need to work with agents that have experience working with first time home buyers. There may be loan programs and incentives that they can introduce you to that can benefit you greatly. If you’re an investor than find an agent that understands the dynamic nature of their market and where the good investments or passive income are to be had.

2. Lender – Find a loan officer and lender you are comfortable with and you can trust. Be aware that if it sounds too good to be true than read the fine print. If you are comfortable working with a lender but you find a better rate elsewhere, give the lender the opportunity to match the best terms and rate. Make sure your lender gives you a good faith estimate or GFE that includes factors such as property taxes, local area assessments, home owner association fees and community fees if they apply. If a rate is substantially lower than the competition, the lender is most likely charging you points or additional fees to lower the rate.

3. Access Your Needs – Discuss with your agents your must haves, your like to haves, and your no ways. There will always be compromise in selecting your next home, so an understanding of what you are willing to sacrifice will make the process a lot easier. Although there is a reason why they say location, location, location.

4. Trust your gut – If you walk into a home and it doesn’t feel right there’s a reason, it’s not the right home for you. Make sure your house or condo feels like home.

5. Seller Disclosures – When you receive disclosures from the seller don’t just glance and sign. Reviewing the disclosures with your agent could arguably be the most critical aspect of the transaction. There’s a reason why the most real estate litigation occurs around disclosures.

6. Understand your market – Like any big purchase you need to do your research. Knowledge is power in real estate, and each local market can be very different. If you’re relocating in to a different market than have an understanding what your purchasing power is. Your dollar will go a lot further in purchasing a home in Fort Knox, Kentucky than in San Francisco, California.

7. Buyer Beware – If you have a concern than pursue it. You have every right to investigate all aspects of the property. It is ultimately your decision to make the purchase and it may be the biggest one you ever make, so if you’re in doubt than seek the right professional to answer you question.

8. Negotiate intelligently – When you understand your market it helps you significantly in the negotiation process. Ask your agent for comparable sales in the area so you have a reference point for what a good deal is. If you get 10 percent off a home that is 20 percent over priced it’s not a very good deal, but if you pay list on a home that is priced 10% under market value than you’ve done well.

9. Hire an Inspector – There is no reason why you wouldn’t get a physical inspection. There’s no such thing as a perfect property, so isn’t it your right to know what’s not perfect? Make sure you have a qualified professional working for you that isn’t afraid to refer you to a specialist if something comes up outside of their scope. After you have reviewed their report evaluate what repairs need to be done and assess whether you are willing to walk if the seller doesn’t correct them.

10. Get a Warranty – Yes even resale and foreclosure homes can get home warranties. They are a great investment for peace of mind during the first year or so in your new residence.

Most importantly you want to make sure that you are working with services that have your best interest in mind. That way your agent, your loan officer, your title officer, your inspector, and escrow officer (depending on your state) are all working for you to make sure you make a sound purchase that you are happy with. Buying a home needs to be an exciting and positive experience so make sure you have the right team working for you so you can minimize the headaches.

The real estate marketcan be challenging. For free reports and additional great tips on real estate visit Carlsbad Homes

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